Borrow against your vested equity, without selling it.
Tech employees hold significant wealth in vested RSUs they can't or won't sell. To keep the upside. To defer a long-term capital gains event. Or because, for private companies, there is simply no buyer until a secondary or an IPO.
Open Mint pledges those vested shares as collateral and routes stablecoin liquidity from on-chain lenders, returning up to 50% loan-to-value at a market rate. Public-co stocks first. Late-stage private next.
Vested only
Only fully vested shares are eligible. Unvested grants are excluded by design.
FAANG-first
Initial scope: highest-liquidity public tech. Private-co support follows.
Tax-aware
The borrow itself is not a sale. Capital gains apply only on liquidation events you opt into.
Vested shares only. Public FAANG to start. Borrowers agree to capital-gains treatment on liquidation events. Crypto-native, DeFi rails.